Interest Free Credit

Available in store our 0% finance options allow you to spread your payments over 9,12 or 18 months. Interest free finance is available to UK residents on selected items over £500. When you set up the finance agreement all you pay is a minimum 20% deposit of the value of your order. For example an order with the value of £3000 would require a minimum deposit of £600. 

Representative Example

Cash Price £3,000
Deposit (minimum 20%) £600
Total amount of credit £2,400
Duration of agreement 12 months
Monthly repayments of £200
Representative APR 0%
Annual rate of Interest 0%
Total amount payable £3,000

*credit provided is subject to age and status*

An interest free credit plan is a very affordable way to pay for luxurious items of jewellery and watches and really treat yourself or your loved one. Preowned jewellery, preowned watches and sale items are not available on interest free credit.

Some Key Points

Once the application is completed a decision is made within 2-3 minutes. To apply for interest free credit you must be over 18 years old, a UK resident and adhere to the V12 Finance criteria. The first monthly repayment will be taken from your account via direct debit approximately 30 days after you have set up the agreement.

If you would like more information on Interest Free Credit please contact us on 01539 722166 or by our contact form.

Credit is provided by H Hogarth is a registered company in England 7716740. Registered office – 43-45 Branthwaite Brow, Kendal, Cumbria, LA9 4TX. H Hogarth acts as a credit broker and offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance Ltd. H Hogarth is authorised and registered by the Financial Conduct Authority. Our registration number is 662607. Credit provided is subject to age and status.